4 Annoying Mortgage Hurdles & How to Overcome Them: As recently reported on Credit.com, there are some common stumbling blocks that borrowers encounter, and here are some suggestions for helping you to overcome them: 1. A High Debt Ratio: It doesn't matter how great your credit score is, or how much money you earn; your housing payments plus your credit obligations cannot exceed 45% of your monthly income! If you
Read MoreNew FICO Scoring System In a recent article published by the National Mortgage Professional Magazine, it was announced that the FICO scoring system will be restructured in order to help borrowers qualify for loans more easily. One of the primary differences we will see is that median FICO score for consumers whose only derogatory references are unpaid medical debts will increase by 25 points. It has been determined that medical collections
Read MoreSo Many Restaurants, So Little Time #NaplesRestaurants Reason #2 why I love SW Florida: All the fabulous restaurants! I was born in New York City...New York City has great restaurants...but, I am not afraid to say that even small town Naples rivals the Big Apple in great places to eat! I think one could go out every night of the week for a year and never hit the same place
Read More25% of all international buyers in the USA purchase in Florida! In a recent article about international buyers, published in the Naples REALTOR magazine, several statistics were shared that I found interesting. Did you know that Florida accounts for nearly 25% of all international sales in the USA? Miami heads the list of destinations, with 21% of the 25%, but the Naples-Marco Island real estate market remains strong at 6.3%
Read MoreAre you in a "happy place?" Photo of Naples Pier can be enlarged by clicking on picture "Are you in a “happy place”? ~Sounds like a funny question, but in the most recent “State of American Well-Being” report, the Gallup-Heathways ‘Well-Being Index’ measured Americans perceptions of happiness! Both physical and emotional health, as well as healthy behaviors, work environment, social and community factors, financial security, and access to necessities such
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